Trusted by 10,000+ business owners
Helping Australian businesses save money and earn more rewards, every day.
Millions processed every month. Bank Grade security, backed by enterprise-level encryption and compliance.
Use Amex, Visa, Mastercard or bank payment and start earning points.
Earn 40% bonus Velocity Points on eligible business payments with RewardPay. Earn up to 2 Velocity Points per $1 by choosing to collect points on top of your credit card points, every time you pay by credit card or bank payment. Offer ends 31 August 2026. T&Cs and fees apply^*.
Create your free account
Earn up to 2 credit card reward points for every dollar you spend.
Take advantage of up to 55 additional cash flow days for your business.
Pay your Tax, Rent, Contractors, Super and more with your credit card.
Choose to earn Velocity Points each time you pay with RewardPay.^
Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:
Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.
Earn rewards on BAS, Payroll, Rent, Contractors, Utilities, Machinery, Super, Construction & more. Earn up to 2.25 points per $ on ATO payments.
Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.
Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.
Choose to Pay by Amex, Visa, Mastercard or Pay-by-bank. Even pay off your Amex statement and earn.
Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.
Use the points calculator to see how many points you could earn each year and where your payments could take you.
Amex Platinum BusinessHere’s what you could get with your points
Premium Accor Hotel Stay 5 nights
75,000 ALL Accor Reward points
Return Business Class Partner Reward Seat
204,000 Velocity Points
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points
Return Business Class Partner Flight Reward
164,000 Velocity Points
Premium Accor Hotel Stay 5 nights
75,000 ALL Accor Reward points
Return Business Class Partner Reward Seat
204,000 Velocity Points
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points
Return Business Class Partner Flight Reward
164,000 Velocity Points
Dave Property
Antonio Construction
Nelly Hospitality
Pay who you want, when you want and earn rewards instantly
It's free to sign up. Register your business, verify your details and start making payments.
Add payee & payment details and credit card (Amex, Visa or Mastercard) or bank payment. Plus choose to earn extra reward partner points with every payment.
RewardPay pays your suppliers quickly and securely (even the ones who don’t accept credit cards).
Your suppliers are paid via EFT or BPAY and you receive your credit card points and your partner points straight to your account.
AMEX fee from 2.15%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 2.05%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 1.90%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout
 Qantas Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 Velocity Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 ALL Accor Reward Points | 1 point per $2(1.80% + GST) | 1 point per $1(3.60% + GST) | ||
 Luxury Escapes Société Points | 3 points per $1(1.64% + GST) | 6 points per $1(3.28% + GST) |
Trusted by 10,000+ business owners
^RewardPay 40% bonus Velocity Points for your business Offer Terms and Conditions:
RewardPay customers who have linked their Virgin Australia Business Flyer account to their RewardPay account and make an Eligible Payment between 12:00am AEST 21 July 2026 and 11.59pm AEST 31 August 2026 (Promotion Period) are eligible to receive 40% bonus Velocity Points on their Eligible Payment. Bonus Velocity Points are calculated by multiplying the number of base Velocity Points credited to a member’s Virgin Australia Business Flyer account by 40%. Bonus Velocity Points will be credited to the member’s Virgin Australia Business Flyer account within 7 days of an Eligible Payment being made. An Eligible Payment is a payment processed through RewardPay during the Promotion Period with an American Express, Visa or Mastercard credit card where Velocity Points have been selected to be earned on top of any applicable credit card reward points, or a bank payment processed through RewardPay where Velocity Points have selected to be earned, and is otherwise eligible to earn Velocity Points under the RewardPay & Virgin Australia Business Flyer Partner Terms and Conditions located at https://www.velocityfrequentflyer.com/business-flyer/partners-and-offers/cards-payments-transactions/rewardpay. Rates apply on Eligible Payments (find out more here). Velocity Points will not be earned on any transactions that are pending, withdrawn or cancelled. The full RewardPay & Virgin Australia Business Flyer Partner Terms and Conditions and RewardPay Terms and Conditions apply and are located at https://www.velocityfrequentflyer.com/business-flyer/partners-and-offers/cards-payments-transactions/rewardpay and https://www.rewardpay.com.au/terms. Bonus Points awarded under this Promotion will be subject to the Virgin Australia Business Flyer Terms & Conditions.
*Virgin Australia Business Flyer Terms and Conditions
The RewardPay platform is subject to the RewardPay Terms and Conditions. A business must be a Virgin Australia Business Flyer Member to earn Velocity Points for their business. Membership and Velocity Points are subject to Virgin Australia Business Flyer Terms and Conditions and Velocity Frequent Flyer Terms & Conditions.
RewardPay customers who have linked their Virgin Australia Business Flyer account to their RewardPay account can earn Velocity Points for their business on eligible payments, including supplier, contractor, rent, superannuation and eligible government payments, including payments to the Australian Taxation Office and State Revenue Offices. Points are earned only on the eligible spend component of these payments, where the total amount payable (including the applicable RewardPay processing fee) has been paid in full. Eligible spend excludes any RewardPay processing fee, GST, value added tax, sales tax or similar taxes, card surcharge, merchant service fee, payment processing fee or similar fee or charge, or any amount that is refunded, reversed, charged back, credited, dishonoured or otherwise reimbursed.
When making an eligible payment, customers can select from the available processing fee and Velocity Points earn rate options depending on the method of payment.
For eligible payments made by American Express, Visa or Mastercard credit card, Velocity Points will be earned at the following rates:
| RewardPay processing fee | Velocity Points earn rate |
| 0.99% plus GST | 1 Velocity Point per A$2.00 of Eligible spend |
| 1.80% plus GST | 1 Velocity Point per A$1.00 of Eligible spend |
| 3.60% plus GST | 2 Velocity Points per A$1.00 of Eligible spend |
For eligible payments made by bank payment, Velocity Points will be earned at the following rates:
| RewardPay processing fee | Velocity Points earn rate |
| 0.50% plus GST | 1 Velocity Point per A$4.00 of Eligible spend |
| 0.99% plus GST | 1 Velocity Point per A$2.00 of Eligible spend |
| 1.80% plus GST | 1 Velocity Point per A$1.00 of Eligible spend |
| 3.60% plus GST | 2 Velocity Points per A$1.00 of Eligible spend |
Velocity Points will be awarded to the nominated Virgin Australia Business Flyer account which is linked to the relevant RewardPay account at the time of the applicable earn activity. Velocity Points will be credited to the Member’s Virgin Australia Business Flyer Account within one week of an eligible payment being processed. Businesses must ensure the ABN registered with Virgin Australia Business Flyer is saved in the RewardPay customer profile in order to earn Velocity Points.
The RewardPay payment platform is provided by RewardPay (ABN 92 166 007 227). RewardPay customers may de-link or manage their linked Virgin Australia Business Flyer account at any time through the RewardPay portal. This offer may be varied or withdrawn at any time without notice.