security

Trusted for 10+ years 

Helping Australian businesses save money and earn more rewards, every day.

Protection

Bank Grade Protection

Millions processed every month. Bank Grade security, backed by enterprise-level encryption and compliance.

Flexibility

Flexibility

Use Amex, Visa, Mastercard or bank payment and start earning points.

Make your money work as hard as you do.

Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:

Want to pay with Amex?

Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.

Want to pay with Amex?

Maximise Points on ATO and more

Earn rewards on BAS, Payroll, Rent, Contractors, Utilities, Machinery, Super, Construction & more. Earn up to 2.25 points per $ on ATO payments.

Maximise Points on ATO and more

Double up with airline and hotel points

Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.

Double up with airline and hotel points

Cash flow - not line of credit

Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.

Cash flow - not line of credit

More rewards - Four ways to pay

Choose to Pay by Amex, Visa, Mastercard or Pay-by-bank. Even pay off your Amex statement and earn.

More-rewards-four-ways-to-pay-image

Market leading rates, best in class support

Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.

Market-leading-rates-best-in-class-support-image
Trusted Partners
Logo - American Express
Logo - Visa
Logo - Qantas
Logo - AWS
Logo - Mastercard
Accor Live Limitless 3
LuxuryEscapes-Societe-Offsite-Stacked-Black (3) 1
Logo - American Express
Logo - Visa
Logo - Qantas
Logo - AWS
Logo - Mastercard
Accor Live Limitless 3
LuxuryEscapes-Societe-Offsite-Stacked-Black (3) 1

Where can your points take you?

Use the points calculator to see how many points you could earn each year and where your payments could take you.

Amex Platinum BusinessAmex Platinum Business
Your monthly business spend?$30,000
Estimated Annual Points*810,000

Here’s what you could get with your points

Europe
quantas

Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

Europe
quantas

Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

How RewardPay works

Pay who you want, when you want and earn rewards instantly

Step-01-image
Step 01

Create your free account

It’s free and easy to set up an account, just add your ABN and start making payments in minutes.

Step-02-image
Step 02

Set up your payment

Add payee & payment details and credit card (Amex, Visa or Mastercard) or bank payment. Plus choose to earn extra reward partner points with every payment.

Step-03-image
Step 03

Payments Processed

RewardPay pays your suppliers quickly and securely (even the ones who don’t accept credit cards).

step-image
Step 04

Earn Rewards

Your suppliers are paid via EFT or BPAY and you receive your credit card points and your partner points straight to your account.

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
handshake 1

Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

credit-card-heart 1

Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard, Qantas, Virgin, Accor and Luxury Escapes.

shield-lock 1

Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

banking-online 1

Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Reward Points Partners

quantas

RewardPay for Qantas Points

Choose to earn Qantas Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Qantas Points per $1 paid.

Qantas Pointsqantas_points 1
virgin

RewardPay for Velocity Points

Choose to earn Velocity Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Velocity Points per $1 paid.

virgin
all

RewardPay for ALL Accor Points

Choose to earn ALL Accor Reward points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Accor Points per $1 paid.

All Accor
Luxury Escapes

RewardPay for Luxury Escapes Société Points

Choose to earn Luxury Escapes Société Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 6 Luxury Escapes Société Points per $1 paid.

Luxury Escapes

Rewarding Australian businesses every day

Trusted by 10,000+ business owners
View all

Frame 396

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

Profile-Image-1-converted-from-png
Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio

Construction

Credit Card Partners

amex

Earn with American Express

Use your favourite American Express card with RewardPay and maximise your Membership Rewards points on every RewardPay business payment.

bg image
visa

Earn with Visa

Use your favourite Visa card with RewardPay and maximise your reward points on all your business expenses.

bg image
mastercard

Earn with Mastercard

Use your favourite Mastercard with RewardPay and maximise your reward points on all your business expenses.

bg imageMr John Sample Mastercard

Designed for every business, from startups to enterprises

Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.

Create a free account
Construction

Construction

Aged & Disability Care

Aged & Disability Care

Financial Services

Financial Services

Retail Trade

Retail Trade

Education & Training

Education & Training

Manufacturing

Manufacturing

Mining

Mining

Many more

+ Many more

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform Fees
  • AMEX fee from 2.15%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Silver

$79/month*

Get Started
Platform Fees
  • AMEX fee from 2.05%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Gold

$159/month*

Get Started
Platform Fees
  • AMEX fee from 1.90%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout

Add on rewards partner points*

quantasQantas Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
virginVelocity Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
allALL Accor Reward Points1 point per $2(1.80% + GST)1 point per $1(3.60% + GST)
Luxury EscapesLuxury Escapes Société Points 3 points per $1(1.64% + GST)6 points per $1(3.28% + GST)

*T&Cs Apply

reward pay

Frequently asked questions RewardPay

Support Text Icon Still have questions? Chat with us.

View all FAQs

Signing up is free, takes around 5 minutes, and there are no setup fees or ongoing obligations. Click here to register. You will need your ABN, email address, and mobile number. When creating your password, make sure it is unique to RewardPay and stored somewhere safe. Once registered, check your email to verify your email address, then log in and complete a one-time identity verification. Once verified, your account is ready to start making payments and earning rewards.

RewardPay offers three subscription tiers. The Free tier has no platform fee and you only pay a processing fee per transaction. The Silver tier ($79/month) and Gold tier ($159/month) offer progressively lower Amex transaction rates, making them well suited to higher volume businesses. Visa, Mastercard and Bank payment fees are the same across all tiers. All platform fees are billed 3 months in advance and processing fees are a deductible business expense. See our full pricing breakdown here.

RewardPay supports payments to any Australian business with an active ABN – including suppliers, the ATO, superannuation clearing houses, rent, contractors, marketing, utilities, equipment and accounting. Payroll payments are also supported via Visa, Mastercard or Pay-by-Bank. Some restrictions apply – see the RewardPay Terms & Conditions for details.