Business rent, whether office premises, retail space or warehousing can cost tens of thousands every year. With RewardPay you can pay this expense on your credit card and earn points. RewardPay lets you pay business rent with your Amex, Visa or Mastercard even if your landlord or property manager doesn’t accept credit cards.
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Whether you run a shop, office, factory, medical practice, construction company, restaurant, warehouse, farm—or anything in between—your business likely has major monthly expenses like rent. The problem? Many landlords only accept direct bank payments, meaning you miss out on earning rewards on some of your largest monthly outgoings. With RewardPay, you can turn those unavoidable payments into valuable rewards. The points you earn can quickly add up to business‑class flights or luxury travel —simply by paying smarter for the expenses your business already has. Paying rent by credit card through RewardPay can also improve your cash flow, giving you extra days before funds leave your account—without changing how or when your landlord gets paid.
You pay $10,000 a month in rent with an American Express Platinum Card, that’s $120,000 per year. At up to 2.25 Membership Rewards points per $1, you could earn up to 270,000 MR points annually. Enough for a return business‑class flight to Asia.
Estimated Annual Amex Membership Reward points * After 12 Months
270,000*Estimated points are illustrative only and correct at time of writing. Actual points earned may vary depending on your Card type, eligible spend, and American Express terms and conditions. Flight redemption estimates are indicative only and subject to airline rewards pricing and availability.
Return Business Class Classic Rewards
320,000 Qantas Points
Return Business Class Partner Reward Seat
204,000 Velocity Points
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward Points
Return Business Class Partner Flight Reward
164,000 Velocity Points
Return Business Class Classic Rewards
320,000 Qantas Points
Return Business Class Partner Reward Seat
204,000 Velocity Points
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward Points
Return Business Class Partner Flight Reward
164,000 Velocity Points
Paying business expenses like rent with your credit card via RewardPay will allow you to earn points on necessary spend.
Add your payment information as detailed on your invoice
Select your payment method (Amex, Mastercard, Visa, Pay by Bank)
RewardPay pays the supplier on your behalf
Your credit card is charged, earning points
Receive confirmation and remittance for your accounting records
Every dollar you spend on your Rent and other business expenses is a dollar that could be earning you rewards points. Unlike paying direct from your bank account, where you receive nothing in return, using a credit card through RewardPay converts your business spend into points that can be redeemed for flights, hotel stays, gift cards and more. For a business paying $200,000+ annually in rent plus tax, payroll and other expenses, this could mean earning enough points for a couple of return business class flights—value that would otherwise be left on the table.
Credit cards provide a crucial buffer between when your bills are due and when you actually need to settle the payment. With up to 55 days interest-free (depending on your card's billing cycle), you can pay your everyday business payments while keeping your business or personal cash available for urgent expenses, taking advantage of investment opportunities, or waiting for customer invoices to be paid. This short-term financing is provided at no interest cost, unlike a traditional business loan or overdraft facility.
Go beyond your credit card rewards. With RewardPay, you can top up your Partner Points on every business payment you make. Choose to earn extra Qantas Points, Velocity Points, or ALL Accor Points—exactly when you need them—to secure a business or first‑class flight, or a luxury hotel stay for yourself, your family, or your team. You’re not limited to just one rewards partner. With RewardPay, you can boost points across all three programs with every eligible payment and truly maximise your rewards.
Typically 1.25%–2.15% depending on card type
RewardPay is regulated and provides full audit trails
Invoice must be legitimate and payable to an ABN-registered supplier
Typically next business day, depending on cut-off times
AMEX fee from 2.15%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 2.05%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 1.90%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout
 Qantas Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 Velocity Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 ALL Accor Reward Points | 1 point per $2(1.80% + GST) | 1 point per $1(3.60% + GST) | ||
 Luxury Escapes Société Points | 3 points per $1(1.64% + GST) | 6 points per $1(3.28% + GST) |
RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.
A decade‑long partnership with American Express, now operating across both Australia and New Zealand.
RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard, Qantas, Virgin, Accor and Luxury Escapes.
RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.
RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.
For businesses with $100,000+ in annual rent and operating expenses, RewardPay can turn everyday payments into thousands of dollars in real value each year.
Redeem points for flights with loyalty partners including Qantas Business Rewards and Virgin Australia Business Flyer
Redeem points on hotel stays with loyalty partners including ALL Accor, Luxury Escapes, Qantas Business Rewards and Virgin Australia Business Flyer
Redeem points from credit card loyalty programs, or transfer points to loyalty partner programs to purchase gifts
Upgrade your home, office or both using rewards earned from business payments made through RewardPay.
| Yes. You can pay commercial landlords and property managers directly from your RewardPay account, even if they do not accept credit cards. Your landlord receives payment directly into their Australian bank account as a standard bank transfer. You will need their ABN, bank account details and a payment reference such as your lease number to set them up as a payee. |
Yes. All payment methods are eligible to earn loyalty points. Amex payments earn your card’s standard Membership Rewards points, while Visa and Mastercard payments earn your card’s standard rewards points. On any payment method, you can also opt in to earn additional rewards with one of our loyalty partners by selecting your preferred earn tier at checkout (additional fees apply).
No. Your landlord does not need to create a RewardPay account, accept credit cards, or do anything at all. They simply receive a standard bank transfer into their nominated account. The RewardPay processing fee is charged to you, so your landlord receives the full rent amount.
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