International Payments

Many businesses regularly pay overseas suppliers, contractors, or partners. Traditionally, international payments come with high fees, slow processing, and no rewards. With RewardPay International Payments, eligible users can send funds overseas in multiple currencies while earning rewards points—turning routine global expenses into valuable benefits.

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Benefits of making international payments with RewardPay

Pay by card or bank transfer

Fund your international payments using: Your eligible credit card (earn rewards) Bank transfer (Note: American Express and PayID can’t be used for international transactions.)

See and lock in your FX rate

You’ll see a live FX rate before confirming your payment, which is then locked in for a short window (around 2.5 minutes)—giving you control and price certainty.

One platform for local and international payments

All global payments are processed through the same seamless RewardPay interface you use for domestic payments—no more juggling multiple portals or providers.

The benefit for business owners

With RewardPay, you combine competitive FX rates with the ability to earn loyalty points—something most banks and FX providers don’t offer. For businesses that frequently pay international invoices, this means turning regular global spending into real travel rewards, all while improving visibility and control over your international payments.

How International payments works with RewardPay

<p>Simply follow these simple steps and start earning on every payment with RewardPay.</p>

Pay using RewardPay now

(Approval is required and not instant.)

You’ll be notified once the feature is activated.

Add your overseas payee details, including country and currency.

View the live FX rate and confirm your payment.

Fund the payment via bank transfer or eligible credit card.

Earn reward points on eligible transactions.

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years

Long‑standing, Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa, Mastercard, Qantas, Virgin, Accor and Luxury Escapes.

Secure, Bank‑Grade Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Frequently asked questions:

Still have questions? Chat with us.

View all FAQs

RewardPay currently only supports payments to Australian bank accounts. International payments to overseas recipients are not supported. If you need to pay an overseas supplier, they would need to provide a local Australian bank account in order to receive payment through RewardPay.

No. RewardPay only accepts Pay-by-Bank transfers from Australian bank accounts. Payments received from an overseas bank account will be refunded, less any costs or fees incurred including any foreign exchange or transfer charges. For card payments, you must use an Australian-issued Amex, Visa or Mastercard credit card.

Yes, but you need to make prior arrangements before you travel. RewardPay uses SMS verification codes to authorise payments, and these may not arrive on an overseas number by default. Contact support@rewardpay.com.au from your registered email address before you depart to arrange overseas SMS access. Alternatively, authorise any scheduled payments before you leave by scheduling future payments in the portal.

Rewarding Australian businesses every day

Trusted by 10,000+ business owners
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We pay all of it on the Amex card, so you’re getting a reward back by getting the points

Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio

Construction